Lines of Credit

Established lines of credit have always been an important part of good fiscal planning for businesses, and over the past few years, this same mechanism has become increasingly important for smaller businesses and dealerships. Hall Chevrolet Commercial Division’s Commercial Services Group (CSG) continues to assist dealers establish lines of credit specifically for their customers commercial vehicle funding needs.

The benefits available with lines of credit through Hall Chevrolet Commercial Division include the following:

• Easy and flexible service.
  
  
• Additional source of capital specifically designed for vehicle funding.
  
  
• Streamlined delivery process for all parties involved.
  
  
• Preserve bank lines of credit for other short term needs.
  
  
• Improve customer retention through one-stop shopping.
  
  
• Personal Guaranty options are available, to eliminate the owner’s name from the individual contracts.
  
  
• Assist in unexpected vehicle replacement, and help establish scheduled replacement of the customer’s fleet.
  
  
• The line of credit remains in effect for 12 months, as long as the customer is not in any default condition. The customer will be contacted before the line expires, regarding information needed to renew the line.
  
  
• We provide availability for different types of funding under our line of credit. We offer Retail, SmartLease, ComTRAC and Municipal Funding, based upon customer eligibility and applicable laws.
  
  
• For a flyer detailing the Customer Benefits of a Commercial Credit Line, please click here.